These Terms and Conditions govern Your (as defined below) use of the Services of the Platform (as defined below) provided by Scrapays Technology Ltd (“Scrapays” or “Us” or “We”) to You as a User.  Please read these Terms and Conditions carefully as they affect Your rights and liabilities under the Applicable Laws. By accessing the Platform, You are indicating Your acceptance of these Terms and Condition, the privacy policy and any other document applicable to your use of the Services (as defined below). If You do not agree to these Terms and Condition, please do not access and or use the Platform. If You have any questions on the Terms and Conditions, please contact us on support@scrapays.com.

1. Definitions

The definitions and rules of interpretation in this clause apply in this Terms and Conditions.

1.1. Account means the account to be opened and operated by You on the Platform with the features that enable You to access the Services;

1.2. Affiliate means, in relation to a Party, a subsidiary or a holding company of that party, or any subsidiary of the holding company and all of its subsidiaries;

1.3. Applicable Laws means all laws in force and effect as of the date hereof and which may be enacted or brought into force and effect hereinafter in the applicable Territory, including statutes, rules, regulations, directions, bye-laws, notifications, ordinances and judgments having force of law, or any final interpretation by a court of law having jurisdiction over the matter in question as may be in force and effect during the subsistence of these Terms;

1.4. AML/CFT Laws means any Applicable Laws concerning anti-money laundering or combating the financing of terrorism which impose KYC and CDD obligations or other procedures for the mitigation of money laundering and financing of terrorism;

1.5. CDD means Custome Due Diligence

1.6. Force Majeure means unforeseeable circumstances where the performance of Scrapays’s obligations is not reasonable or practical. Such circumstances include natural calamities, accidents, fires, public disorders, walkouts, revolutions, hostilities, legislative acts, government orders and directives of the authorities, inaccuracy, unreliability, or unsuitability of the contents of the Platform which directly or indirectly prohibit the types of business stipulated herein, as well as any other circumstances beyond Scrapays’s reasonable control.

1.7. Intellectual Property Rightsmeans patents, rights to inventions, copyright and related rights, rights in software, trademarks, business names and domain names, rights in get-up, goodwill and the right to sue for passing off, rights in designs, database rights, rights to use, and protect the confidentiality of, Confidential Information (including know-how), and all other intellectual property rights, in each case whether registered or unregistered and including all applications and rights to apply for and be granted, renewals or extensions of, and rights to claim priority from, such rights and all similar or equivalent rights or forms of protection which subsist or will subsist now or in the future in any part of the world relating to the businesses of the Parties or acquired by the Parties from time to time;

1.8. KYC means Know-Your-Customer

1.9. Payment Information means the payment information and instructions for a Transaction including but not limited to amount, currency, name of bank, address of branch, precise denomination of the account holder, account number (including bank codes), IBAN account code, card payment information, Google Pay information, Apple Pay information, Automated Clearing House (ACH) details, etc.

1.10. Platform means the computer software including this website, mobile application or any other digital platform that are proprietary or licensed to Scrapays or its Affiliates from time to time and utilised by Scrapays to provide the Services.

1.11. Resolution Centre means the online resolution platform which can be accessed via your Account or by any other means as Scrapays may from time to time make available.

1.12. Services means access to the Platform provided to You by Scrapays which enables its agents to run a recyclable collection business in accordance with these Terms;

1.13. Terms means the terms and conditions set out in this document titled as such, as the same may be amended from time to time by Scrapays, at its sole discretion;

1.14. Territory means the countries where the Services are available;

1.15. Third Party Providers means the third party(ies) providing or hosting contents, products and/or services relating to the Services including but not limited to partner financial institutions, cloud service providers, technical services providers etc;

1.16. Transaction means any transaction initiated on the Platform in furtherance of the Service including purchase of scale, sale of offtake.

1.17. User means any individual who accesses and/or uses the Platform;

1.18. User Information means the information and documentation that You are required to provide while registering for an Account on the Platform and as further set out in clause 4.8 herein;

1.19. You/Your Refers to you as a User.

2. Introduction

The platform is one that enables the agents carry on a recyclable collection business. The platform also allows Users open account, purchase scales, recieve payment for offtake.

3. Amendments

We may update these Terms from time to time for legal or regulatory reasons or for the proper operation of the Platform. Any changes will be notified to You via the e-mail address provided by You on registration or via a suitable announcement on the Platform. The changes will apply to the use of the Platform after we have given notice. If You do not wish to accept the new Terms You should not continue to use the Platform. If You continue to use the Platform after the date on which the change comes into effect, Your use of the Platform indicates Your agreement to be bound by the new Terms.

4. Registration

Eligibility

4.1. You may not register for an Account on this Platform if you are under 18 years of age. Any access to or use of the Platform or our Services by anyone under 18 is unauthorized, unlicensed, and in violation of these Terms of Use. By accessing or using the Services, you represent and warrant that you are 18 or older.

4.2. In addition to 4.1 above, registration and/or sign up as a User on this Platform shall only be conducted by companies, businesses or individuals who can form legally binding contracts under Applicable Laws.

4.3. If You are registering on behalf of a company or a business or any other legal entity, you represent and warrant that you have the authority and consent of the legal entity.

4.4. You must be domiciled in the Territory.

4.5. To enable Us to provide the Services to You on the Platform, You are required to provide your User Information. You are required to provide accurate and complete information.

4.6. It is a condition of Your use that all the User Information You provide on this Platform will be genuine, correct, current and complete. If Scrapays believes that the User Information You provide is not correct, or complete, Scrapays has the right to refuse You access to this Platform or any of its resources, and to terminate or suspend Your access at any time.

4.7. Notwithstanding your provision of the User Information required by the Scrapays, access to the Platform or the Services remains at the discretion of the Scrapays.

Access

4.8. To access the Services, you must register to create an Account.

4.9. When You register for the Account and from time to time thereafter, We may require You to provide and/or confirm information and documentation that will allow us identify You such as;

(a) Your Name

(b) Email address

(c) Valid home address and work address

(d) Mobile device number

(e) A copy of Your government-issued photo ID, such as national ID, international passport, permanent voter’s card or driver’s license;

(f) Bank Verification Number (where applicable);

(g) Such other information and documentation that we may require from time to time in accordance with our internal risk assessment policies.

(User Information).

4.10. When You register to use the Platform, you will be asked to create a password; to prevent fraud, you must keep this password confidential and must not disclose it or share it with anyone. If You know or suspect that someone else knows Your password, You should notify Us immediately.

4.11. Scrapays utilises authentication methods such as Google, Apple and Email when You register to use the Platform.

4.12. Your Account shall be used exclusively by You and You shall not transfer Your Account to any third party. You agree that you shall be solely responsible for any activities or actions under the Account, whether you have authorised such activities or actions. If You authorize any third party to manage Your Account on Your behalf, this shall be at Your own risk and Scrapays shall not be liable to You in any way for any loss or liability arising from use by the third party.

4.13. You must follow reasonable instructions which we give You or publish on our Platform from time to time which are intended to help You to safely use the Services.

4.14. If Scrapays has a reason to believe that there is likely to be a breach of security or misuse of the Platform, We may require You to change Your password or We may suspend Your Account.

4.15. You agree to promptly notify Us if You change Your User Information by updating the Account; provided, however, that You must notify us at least three (3) working days before any changes to your Bank Account information, including but not limited to, the closure of the Bank Account information for any reason by emailing us or by updating your Account.

4.16. If we approve your registration, you will be authorised to use the Services, subject to these Terms.

5. Transaction and Service Procdure

5.1. You may initiate a Transaction or Service by providing the required details on the Platform.

5.2. You shall ensure that the details are correct and complete. Neither Scrapays, Affiliates or Third Party Providers (and their employees, agents, officers, directors and contractors) shall be held liable for any loss or damage arising directly or indirectly from an error in the details.

5.3. Except with the authorisation of Scrapays, You cannot cancel or reverse a Transaction or Service upon Your confirmation of the Transaction or Service.

5.3. Except with the authorisation of Scrapays, You cannot cancel or reverse a Transaction or Service upon Your confirmation of the Transaction or Service.

(a) the Transaction or Service is one that Scrapays cannot process;

(b) the Transaction or Service violates Applicable Laws, these Terms or any other agreement the User may have with Scrapays;

(c) You are in violation of Applicable Laws, these Terms or any other agreement the User may have with Scrapays;

(d) Scrapays is unable to commence or complete the Transaction or Service due to a Third-Party Provider’s failure, equipment operational failure or malfunction or other causes beyond Scrapays’s control or reasonable control;

(e) Scrapays becomes aware that the Transaction or Service originates from or involves a counterfeit or fraudulently prepared, issued or altered payment instrument or the proceeds of fraud, a breach of trust, or criminal activity; or

(f) for any other reason, Scrapays in its discretion, reasonably considers necessary to protect its interests, whether legal, reputational or otherwise.

6. Use of Platform

6.1. You must not use the Platform in connection with illegal activity. If we reasonably believe You are using the Platform in connection with illegal activity or for any fraudulent purpose, or are permitting a third party to do so, we shall report You to the appropriate legal authorities.

6.2. When using the Account or the Services, You must do the following;

6.2.1. comply with these Terms as well as any Applicable Laws, rules or regulations;

6.2.2. provide confirmation of any information You provide to us, including proof of identity;

6.2.3. co-operate in any investigation that we reasonably carry out, or that is carried out by any law enforcement agency, government agency or regulatory authority;

6.2.4. not provide false, inaccurate, or misleading information; and

6.2.5. not use an anonymising proxy.

6.3. Provided it would not be unlawful for us to do so, and it would not compromise reasonable security measures, we will contact You by phone or email if there is an actual or suspected fraud affecting Your use of the Platform, any money we hold to Your Account, or a security threat affecting the Platform, Your money or Your Account.

6.4. You hereby authorise Us to share, receive, and use data/information collected from your use of the Services with our Affiliates or Third-Party Providers in order to provide the Services to you or improve our Services. You consent to our transferring Your data to recipients in foreign countries to process such data in order to provide the Services to you.

6.5. We can send all important communications, billing statements and demand notes and reminders to You electronically via our Platform or to an email address that You provide to Us while opening the Account.

6.6. Nothing in these Terms or in any information provided by Scrapays as part of the Services covered by these Terms is intended to be, nor should it be construed to be, legal or other advice. You must consult Your own professional advisers as to the effect of laws which may apply to Your use of the Services.

7. Privacy Statement

Your use of this Platform signifies Your continuing consent to Scrapays’s Privacy Policy which You can examine any time by clicking of the “privacy” link on the Platform.

Personal information that You supply to Scrapays and any information about Your use of the Platform that we obtain will be subject to the Scrapays’s Privacy Policy.

8. Availaibility of the Platform

8.1. Although we aim to offer You the best service possible, we make no promise that the Platform will meet Your requirements. We cannot guarantee that the Services will be fault-free. If a fault occurs with the Platform You should report to us and we will attempt to correct the fault as soon as We reasonably can.

8.2. Your access to the Platform may be occasionally restricted to allow for repairs, maintenance or the introduction of new facilities or services. We will attempt to restore the service as soon as we reasonably can.

9. Proprietary Information

The material and content accessible from this Platform, and any other electronic platform owned, operated, licensed or controlled by Scrapays is the proprietary information of Scrapays. Scrapays retains all rights, title, and interest in the content. Accordingly, the content may not be copied, distributed, republished, uploaded, posted or transmitted in any way without the prior written consent of Scrapays, except that You may print out a copy of the Content solely for your personal use. In doing so, You may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Modification or use of the content except as expressly provided in these Terms violates Scrapays’s Intellectual Property Rights. Neither title nor Intellectual Property Rights are transferred to You by access to this Platform.

10. Trademark

Trademarks, service marks, and logo appearing in this Platform are the property of Scrapays or the party that provided the trademarks, service marks and logos to Scrapays. Scrapays and any party that provided trademarks, service marks and logos to Scrapays retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this Platform.

11. Limitation of Liabilities and Disclaimer

11.1. THE PLATFORM AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS AND OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE APP ARE PROVIDED BY THE COMPANY ON AN "AS IS" AND "AS AVAILABLE" BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING. THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE APP, OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE APP, UNLESS OTHERWISE SPECIFIED IN WRITING. YOU EXPRESSLY AGREE THAT YOUR USE OF THE APP IS AT YOUR SOLE RISK.

11.2. TO THE FULL EXTENT PERMISSIBLE BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SCRAPAYS DOES NOT WARRANT THAT THE PLATFORM, INFORMATION, CONTENT, MATERIALS, PRODUCTS OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE PLATFORM, OR ELECTRONIC COMMUNICATIONS SENT BY SCRAPAYS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. TO THE FULL EXTENT PERMISSIBLE BY LAW, SCRAPAYS WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE PLATFORM, OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SCRAPAYS, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING.

11.3. You understand that Scrapays cannot and does not guarantee or warrant that files available for downloading from the internet will be free of viruses, worms, Trojan horses, or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this Platform for the reconstruction of any lost data. Scrapays does not assume any responsibility or risk for your use of the Internet.

11.4. SCRAPAYS, IT’S SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

12. Hyper-Links

This Platform may be hyper-linked to other websites which are not maintained by or related to, Scrapays. Scrapays has not reviewed any of such platforms and is not responsible for the content of those websites. Hyper-Links are to be accessed at the User’s own risk, and Scrapays makes no representations or warranties about the content, completeness, or accuracy of these hyper-links or the websites hyper-linked to this Platform. Further, the inclusion of any hyper-link to a third-party website does not necessarily imply endorsement by Scrapays of that website or third-party.

13. Security

You are prohibited from using any services or facilitates provided in connection with this Platform to compromise security or tamper with system resources and or Accounts. The use or distribution of tools designed for compromising security (e.g, password guessing programs, cracking tools, or network probing tools) is strictly prohibited. If you become involved in any violation of system security, Scrapays reserves the right to investigate suspected violations of Terms of Use.

Scrapays reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing Scrapays to disclose the identity of anyone posting any e-mail messages or publishing or otherwise making available any materials that are believed to violate these Terms. BY ACCEPTING THESE TERMS AND CONDITIONS YOU WAIVE AND HOLD HARMLESS SCRAPAYS FROM ANY CLAIMS RESULTING FROM OR ANY ACTION TAKEN BY SCRAPAYS DURING OR AS A RESULT OF ITS ASSISTANCE TO INVESTIGATIONS BY EITHER OR LAW ENFORCEMENT AUTHORITIES.

14. Indemnity

You will indemnify and hold Scrapays, its Affiliates, Third Party Providers (and their employees, agents, officers, directors, and contractors) (the “Indemnified Parties”) harmless from any breach of these Terms by You, including any use of content other than as expressly authorized in these Terms. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify the Indemnified Parties against any and all resulting loss, damages, judgments, awards, costs, expenses and attorney fees in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this Platform.

15. Advertising and Sponsorship

Part of the Platform may contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Platform complies with relevant laws and codes. We will not be responsible to you for any error or inaccuracy in advertising and sponsorship material.

16. Termination and Suspension of Accounts

16.1. You may terminate your Account by closing your Account on the Platform. In certain cases, you may not close your Account, including:

(a) Possible evasion of an investigation.

(b) Existence of a pending Transaction or an open dispute or claim.

16.2. We may suspend or terminate your Account or cease providing You with all or part of the services at any time, including but not limited to, if We reasonably believe; (i) You do not comply with any of the provisions of these Terms, (ii) you create risk or possible legal exposure to Us, (iii) we are required by Applicable Law to do so, (iv) You have engaged in fraudulent or suspicious transactions.

16.3. The termination of Your Account shall not affect or prejudice any rights or obligations which have accrued or arisen under these Terms prior to the time of termination and such rights and obligations shall survive the termination of these Terms.

16.4. If you're unable to resolve a transaction related issue directly with a seller, you must follow our online dispute resolution process through the process on the Platform or by contacting our helpline.

17. Application Law and Jurisdiction

17.1. These Terms will be subject to the laws of the Federal Republic of Nigeria. We will try to solve any disagreements quickly and efficiently. If you are not happy with the way we deal with any disagreement and you want to take court proceeding you must do so within Nigeria.

17.2. You agree that any dispute or claims that you may have against us will be will in the first instance be attempted to be settled amicably by the Parties.

17.3. If the dispute, difference or claim is not settled amicably within 14 (fourteen) days, the dispute, difference or claim shall be referred to a Mediator. You shall bear the own costs and would be liable to contribute the same amount in respect of fees to be paid to the mediator. If mediation is not concluded within 3 months of commencement of the mediation, you reserve your right to seek redress in the High Court of Lagos State.

18. Miscellaneous

18.1. You may not transfer any of your rights under these Terms to any other person. We may transfer our rights under these Terms to a third-party where we reasonably believe your rights will not be affected.

18.2. The failure of Scrapays to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision or the right to later enforce that or any other part of these Terms.

18.3. Scrapays shall not be responsible for any breach of these Terms caused by Force Majeure.

18.4. Should any provision of these Terms be held to be invalid, unlawful or unenforceable, such provision will be severable from the remaining provisions which will continue to be valid and enforceable.

By clicking I Agree/Accept, you confirm that you have read this Terms, that you understand them and agree to be bound by the terms contained herein.